$TakeHomeUSA
Minnesota state income tax: up to 9.85%
Updated for 2026 IRS Brackets

Minnesota Take-Home Pay Calculator (2026)

Minnesota has a progressive income tax reaching 9.85% for high earners. See your exact take-home pay for any salary, powered by real 2026 federal and state tax data.

9.85%

Top State Rate

7.65%

FICA (SS + Medicare)

10–37%

Federal Rate

Minnesota Take-Home Pay — By Salary Range

Click any salary for the full 2026 breakdown, monthly tables, and more.

Minnesota Take-Home Pay — 2026 Summary

Minnesota state tax tops out at 9.85%. Here's what you actually keep.

Annual SalaryTake-Home in MinnesotaState TaxMonthlyEffective RateDetails
$30,000$25,460$825$2,12215.1%Full breakdown →
$50,000$40,406$1,949$3,36719.2%Full breakdown →
$75,000$57,943$3,649$4,82922.7%Full breakdown →
$100,000$73,831$5,349$6,15326.2%Full breakdown →
$125,000$89,588$7,116$7,46628.3%Full breakdown →
$150,000$104,713$9,078$8,72630.2%Full breakdown →
$200,000$135,924$13,003$11,32732.0%Full breakdown →

Minnesota vs. Texas (No State Tax) — Side-by-Side

$75,000 salary

Minnesota:$57,943
Texas:$61,593
TX advantage:$3,649/yr

$100,000 salary

Minnesota:$73,831
Texas:$79,180
TX advantage:$5,349/yr

$150,000 salary

Minnesota:$104,713
Texas:$113,791
TX advantage:$9,078/yr

Minnesota Income Tax — Frequently Asked Questions

Does Minnesota have a state income tax?

Yes. Minnesota has a state income tax with a top rate of 9.85%. This is applied on top of federal income tax and FICA, reducing take-home compared to no-tax states like Texas or Florida.

How is take-home pay calculated in Minnesota?

Minnesota take-home = Gross − Federal Tax − Minnesota State Tax − Social Security (6.2%) − Medicare (1.45%). Minnesota state tax applies to income above the $14,575 deduction using progressive brackets.

What is the Minnesota state income tax rate?

Minnesota's top rate is 9.85%. Minnesota uses progressive brackets — lower income is taxed at lower rates, with the top rate kicking in at higher thresholds.

How much of my paycheck goes to taxes in Minnesota?

At $75,000 in Minnesota: effective total rate = 22.7%, combining federal (10.2% eff.), state (4.9% eff.), and FICA (7.6% eff.).

How does Minnesota compare to Texas for take-home pay?

At $100,000: Minnesota take-home is $73,831/year vs. $79,180/year in Texas. That's $5,349/year more in Texas due to no state income tax.

What is the top income tax bracket in Minnesota?

Minnesota's top state rate is 9.85%. Your effective (average) state rate will be lower — 5.3% effective at $100K — because only income above each threshold is taxed at the top rate.

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