$TakeHomeUSA

About TakeHomeUSA

A free, no-nonsense salary after-tax calculator built for real American workers who just want to know what they actually take home.

Our Mission

Most salary calculators are cluttered, slow, or require you to sign up for something. TakeHomeUSA is different: type in your salary, see your exact take-home pay — instantly, for free, with no account required.

We use real 2026 IRS federal tax brackets and up-to-date state tax rates so the numbers you see are accurate estimates you can actually plan around.

How We Calculate

Our calculations follow the same method as the IRS:

1.Start with your gross annual salary
2.Subtract the standard deduction ($16,100 for 2026 single filers)
3.Apply progressive federal tax brackets (10% → 37%)
4.Add FICA taxes: Social Security (6.2%) + Medicare (1.45%)
5.Apply state income tax (Texas = $0)
Result: Your take-home pay

All calculations use 2026 IRS data and are never stored. Results default to single filer status and standard deduction — adjustable in the calculator.

Our Coverage

✓ Live — All 50 States

  • All 50 US states — federal + state tax calculations
  • Texas: all salaries $20K–$500K in $1K steps (481 pages)
  • All other states: $20K–$500K in $5K steps + extended range to $2M
  • Hourly wage pages: $10–$100/hr × all 50 states
  • All-states salary comparison for popular salary amounts
  • City/local taxes: NYC, Philadelphia, Detroit, Baltimore, and more
  • Real-time calculator: any salary, any state, instantly

Important Disclaimer

TakeHomeUSA provides estimates for informational purposes only. While we strive for accuracy using current IRS data, your actual tax liability depends on many factors including filing status, deductions, credits, pre-tax contributions (401k, HSA, health insurance), and local/city taxes.

Always consult a licensed CPA or tax professional for personalized tax planning and advice.