Iowa reduced to a 3.8% flat state income tax rate starting 2025. See your exact take-home pay for any salary, powered by real 2026 federal and state tax data.
3.8%
Top State Rate
7.65%
FICA (SS + Medicare)
10–37%
Federal Rate
Click any salary for the full 2026 breakdown, monthly tables, and more.
$20K – $49K
$50K – $74K
$75K – $100K
$100K – $149K
Iowa state tax tops out at 3.8%. Here's what you actually keep.
| Annual Salary | Take-Home in Iowa | State Tax | Monthly | Effective Rate | Details |
|---|---|---|---|---|---|
| $30,000 | $25,239 | $1,046 | $2,103 | 15.9% | Full breakdown → |
| $50,000 | $40,549 | $1,806 | $3,379 | 18.9% | Full breakdown → |
| $75,000 | $58,837 | $2,756 | $4,903 | 21.6% | Full breakdown → |
| $100,000 | $75,474 | $3,706 | $6,290 | 24.5% | Full breakdown → |
| $125,000 | $92,048 | $4,656 | $7,671 | 26.4% | Full breakdown → |
| $150,000 | $108,185 | $5,606 | $9,015 | 27.9% | Full breakdown → |
| $200,000 | $141,421 | $7,506 | $11,785 | 29.3% | Full breakdown → |
$75,000 salary
$100,000 salary
$150,000 salary
Yes. Iowa has a state income tax with a top rate of 3.8%. This is applied on top of federal income tax and FICA, reducing take-home compared to no-tax states like Texas or Florida.
Iowa take-home = Gross − Federal Tax − Iowa State Tax − Social Security (6.2%) − Medicare (1.45%). Iowa state tax applies to income above the $2,480 deduction using a flat 3.8% rate.
Iowa's top rate is 3.8%. Iowa uses a flat 3.8% applied to income above the $2,480 deduction.
At $75,000 in Iowa: effective total rate = 21.6%, combining federal (10.2% eff.), state (3.7% eff.), and FICA (7.6% eff.).
At $100,000: Iowa take-home is $75,474/year vs. $79,180/year in Texas. That's $3,706/year more in Texas due to no state income tax.
Iowa's top state rate is 3.8%. Your effective (average) state rate will be lower — 3.7% effective at $100K — because only income above each threshold is taxed at the top rate.
Every salary from $20,000 to $500,000 — click any amount for the full 2026 breakdown.
Use the calculator for a precise result for any salary from $20,000 to $500,000.