$TakeHomeUSA
Rhode Island state income tax: up to 5.99%
Updated for 2026 IRS Brackets

Rhode Island Take-Home Pay Calculator (2026)

Rhode Island has a progressive income tax up to 5.99%. See your exact take-home pay for any salary, powered by real 2026 federal and state tax data.

5.99%

Top State Rate

7.65%

FICA (SS + Medicare)

10–37%

Federal Rate

Rhode Island Take-Home Pay — By Salary Range

Click any salary for the full 2026 breakdown, monthly tables, and more.

Rhode Island Take-Home Pay — 2026 Summary

Rhode Island state tax tops out at 5.99%. Here's what you actually keep.

Annual SalaryTake-Home in Rhode IslandState TaxMonthlyEffective RateDetails
$30,000$25,563$722$2,13014.8%Full breakdown →
$50,000$40,883$1,472$3,40718.2%Full breakdown →
$75,000$59,183$2,409$4,93221.1%Full breakdown →
$100,000$75,715$3,465$6,31024.3%Full breakdown →
$125,000$92,051$4,652$7,67126.4%Full breakdown →
$150,000$107,951$5,840$8,99628.0%Full breakdown →
$200,000$140,548$8,379$11,71229.7%Full breakdown →

Rhode Island vs. Texas (No State Tax) — Side-by-Side

$75,000 salary

Rhode Island:$59,183
Texas:$61,593
TX advantage:$2,409/yr

$100,000 salary

Rhode Island:$75,715
Texas:$79,180
TX advantage:$3,465/yr

$150,000 salary

Rhode Island:$107,951
Texas:$113,791
TX advantage:$5,840/yr

Rhode Island Income Tax — Frequently Asked Questions

Does Rhode Island have a state income tax?

Yes. Rhode Island has a state income tax with a top rate of 5.99%. This is applied on top of federal income tax and FICA, reducing take-home compared to no-tax states like Texas or Florida.

How is take-home pay calculated in Rhode Island?

Rhode Island take-home = Gross − Federal Tax − Rhode Island State Tax − Social Security (6.2%) − Medicare (1.45%). Rhode Island state tax applies to income above the $10,750 deduction using progressive brackets.

What is the Rhode Island state income tax rate?

Rhode Island's top rate is 5.99%. Rhode Island uses progressive brackets — lower income is taxed at lower rates, with the top rate kicking in at higher thresholds.

How much of my paycheck goes to taxes in Rhode Island?

At $75,000 in Rhode Island: effective total rate = 21.1%, combining federal (10.2% eff.), state (3.2% eff.), and FICA (7.6% eff.).

How does Rhode Island compare to Texas for take-home pay?

At $100,000: Rhode Island take-home is $75,715/year vs. $79,180/year in Texas. That's $3,465/year more in Texas due to no state income tax.

What is the top income tax bracket in Rhode Island?

Rhode Island's top state rate is 5.99%. Your effective (average) state rate will be lower — 3.5% effective at $100K — because only income above each threshold is taxed at the top rate.

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