$TakeHomeUSA
Maryland state income tax: up to 5.75% + county
Updated for 2026 IRS Brackets

Maryland Take-Home Pay Calculator (2026)

Maryland has a progressive state tax up to 5.75% plus county/local tax (~2.5% avg). See your exact take-home pay for any salary, powered by real 2026 federal and state tax data.

5.75% + county

Top State Rate

7.65%

FICA (SS + Medicare)

10–37%

Federal Rate

Maryland Take-Home Pay — By Salary Range

Click any salary for the full 2026 breakdown, monthly tables, and more.

Maryland Take-Home Pay — 2026 Summary

Maryland state tax tops out at 5.75% + county. Here's what you actually keep.

Annual SalaryTake-Home in MarylandState TaxMonthlyEffective RateDetails
$30,000$24,277$2,009$2,02319.1%Full breakdown →
$50,000$38,897$3,459$3,24122.2%Full breakdown →
$75,000$56,322$5,271$4,69324.9%Full breakdown →
$100,000$72,097$7,084$6,00827.9%Full breakdown →
$125,000$87,751$8,953$7,31329.8%Full breakdown →
$150,000$102,907$10,884$8,57631.4%Full breakdown →
$200,000$134,049$14,878$11,17133.0%Full breakdown →

Maryland vs. Texas (No State Tax) — Side-by-Side

$75,000 salary

Maryland:$56,322
Texas:$61,593
TX advantage:$5,271/yr

$100,000 salary

Maryland:$72,097
Texas:$79,180
TX advantage:$7,084/yr

$150,000 salary

Maryland:$102,907
Texas:$113,791
TX advantage:$10,884/yr

Maryland Income Tax — Frequently Asked Questions

Does Maryland have a state income tax?

Yes. Maryland has a state income tax with a top rate of 5.75% + county. This is applied on top of federal income tax and FICA, reducing take-home compared to no-tax states like Texas or Florida.

How is take-home pay calculated in Maryland?

Maryland take-home = Gross − Federal Tax − Maryland State Tax − Social Security (6.2%) − Medicare (1.45%). Maryland state tax applies to income above the $2,400 deduction using progressive brackets.

What is the Maryland state income tax rate?

Maryland's top rate is 5.75% + county. Maryland uses progressive brackets — lower income is taxed at lower rates, with the top rate kicking in at higher thresholds.

How much of my paycheck goes to taxes in Maryland?

At $75,000 in Maryland: effective total rate = 24.9%, combining federal (10.2% eff.), state (7.0% eff.), and FICA (7.6% eff.).

How does Maryland compare to Texas for take-home pay?

At $100,000: Maryland take-home is $72,097/year vs. $79,180/year in Texas. That's $7,084/year more in Texas due to no state income tax.

What is the top income tax bracket in Maryland?

Maryland's top state rate is 5.75% + county. Your effective (average) state rate will be lower — 7.1% effective at $100K — because only income above each threshold is taxed at the top rate.

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